College Of Advisors

Kenneth Gutwillig is a partner and Chief Investment Officer of Financial Decisions, LLC, a wealth management firm in New York City with clients across the United States.

He is a member of the prestigious Bretton Woods Committee, the Economic Club of New York, and is a Fellow of the Foreign Policy Association.  After the financial crisis of 2008, Ken was Founding Chairman of the Investment Managers and Advisors Alliance (IMAA®), a non-profit trade association dedicated to improving communication within the financial profession and out to the investing public.

Ken’s current research collaborations include:

• Applying principles of behavioral finance to the problems of chronic underparticipation and underperformance in defined-contribution pensions.
• Finance mechanisms and the role of the private sector, as well as non-governmental organizations (NGO’S) in shaping sustainable development.

Ken regularly provides his professional expertise on a wide variety of topics to the financial trade media, including The Wall Street Journal, Financial Advisor Magazine, Financial Planning Magazine and Investment News.

Ken earned his bachelor’s degree from the University of Colorado. He lives with his wife and two young boys in Westchester County, NY. In his spare time, Ken enjoys fly fishing and skiing.

With about 17 years’ experience in the financial market, Oluwatoyin is an enthusiast for building deep and efficient domestic financial markets towards achieving sustainable economic development. Prior to joining the IFC, she worked with the Nigerian Stock Exchange for 7 years where she led the Secondary Markets business responsible for market development through policy and regulatory engagements, product innovation, increased deal flow through engagement with institutional investors and designing appropriate market structure. Oluwatoyin led the team that worked with the Debt Management Office (DMO) to design and launch the Federal Government Savings Bond and Sovereign Green Bond, which was the first in Africa. Oluwatoyin has also worked as a Senior Advisor for Long term finance under the Making Finance Work for Africa, in the African Development Bank.

Prior to IFC, Key initiatives/Projects worked on includes

• Federal Government National Savings Bond (in collaboration with Debt Management Office)
• Sovereign Green Bonds Issuance (in collaboration with Ministry of Environment & DMO)
• Domestic Listing of Nigeria Sovereign Eurobond
• Regional Market Integration under Africa Exchange Linkages Programme
• African Institutional Investor Study (commissioned by IFC & AFDB)
• Africa Long Term Finance Initiative (multi-donor initiative)
• In-house product expert on the development of first Pension fund and Sovereign bond Exchange Traded Fund, Nigeria
• Designed and Implemented Circuit Breakers, Market Microstructure and Liquidity Programs, Nigeria
• Developed product structure for trading of tax credit notes in Nigeria
• In-house Product expert on development of Special Purpose Acquisition Companies in Nigeria
• Led the regulatory advocacy justifying the development of a Trade Reporting Facility to support price discovery in Corporate Bonds Market

She holds a Bachelors’ Degree in Finance from the University of Lagos and a Masters’ degree with Distinction in Investments from the University of Birmingham. She also holds a postgraduate Diploma in Capital Markets from the George Washington University and is a Chartered Fellow of Chartered Institute of Securities and Investment (CISI) UK.

Pat brings over 35 years’ experience in financial services, mainly in senior management and commercial roles in the Securities Services world. She was the UK Country Managing Director (SMF19/21) for KAS BANK (subsequently bought by CACEIS 2019) for 8 years leading their UK expansion into the pension and asset manager sectors. She is considered a pension expert with over 25 years servicing pension schemes and trustee experience in DB and DC.

She is a proven visionary and leader of people, creating positive and collaborative workplace cultures, developing, and mentoring high performing talented happy teams, leading to delivery of outstanding client satisfaction and business growth. She is authentic with a strong moral compass, underpinned by the belief in doing the right thing for the staff, clients, and business.

She now devotes her time to Everyone Matters, a not-for-profit advocacy group for financial services. She cofounded Everyone Matters in 2023 to drive cultural change in financial services through education and inspiring people to better understand the benefits and power of diversity of thought and human sustainability so we can better address environmental sustainability.

Anne Stevenson-Yang co-founded J Capital Research, which publishes highly diligenced research reports on over-valued, publicly traded companies, with particular focus on Chinese companies. Anne was formerly co-founder of a group of online media businesses in China and also founded and operated a CRM software company and a publishing company there. Over 25 years living in Beijing, Anne also worked as an industry analyst and U.S. trade advocate. Anne authored the 2013 China Alone: China’s Emergence and Potential Return to Isolation, arguing that China historically repeats a cycle of expansion and retreat.